- IGI-certified diamonds
- Triple Excellent standard
- Lifetime setting upgrades
- Free, fully insured shipping
- Made to order in Toronto
Here is the honest answer: lab-grown diamonds are not an investment — but neither are mined diamonds. An engagement ring is something to wear and treasure, not a stock to flip. Once you understand where the real value lies, the question answers itself. Let us be straight with you.
Key takeaways
- No engagement diamond — lab-grown or mined — is a sound financial investment.
- Resale typically recovers a fraction of retail, for both types.
- The real value is buying a far larger, higher-grade diamond for your money.
- Buy the ring you love, not one you hope to resell.
- Montare's Lifetime Setting Upgrade protects your setting value and returns your diamond if you trade up.
The honest truth about diamond resale
The diamond industry has long implied that mined diamonds 'hold value'. In reality, resale on any diamond — mined included — recovers only a portion of what you paid at retail, because you are selling back into a wholesale market. This is true across the board. So the fair comparison is not 'lab-grown vs an investment'; it is 'lab-grown vs mined', and both behave similarly on resale.
Why a diamond is not an investment
Retail prices include craftsmanship, service and margin that you do not recover second-hand. Treating an engagement ring as an asset sets the wrong expectation. The right frame: it is a meaningful object you will wear for decades — value measured in love and use, not resale.
Every centre diamond is Triple Excellent, D–E, VVS and at least three carats — the hard calls are made for you.
Design your ringWhere the real value is
This is the point. Because a lab-grown diamond is identical to mined at a fraction of the price (see lab-grown vs mined), the same budget buys a dramatically larger, higher-grade stone — so the value is captured the day you buy, in what you get for your money, not at some future sale. We break the economics down in what an $11,000 ring really charges you for.
How Montare protects your value
We go further than resale ever could. Our Lifetime Setting Upgrade lets you trade up to a larger design in future with the value of your original setting carried forward — and your original diamond comes back to you. It turns 'resale' into something better: a ring that grows with you. Learn more in a consultation.
The bottom line
Do lab-grown diamonds hold their value? About as well as mined ones — which is to say, not as an investment. But that was never the point. Buy the most beautiful ring your budget allows, love it for life, and let the value be in the wearing. Lab-grown simply means that ring can be far more beautiful for the money.
Design your ring in minutes. Every centre diamond is D–E colour, VVS clarity, Triple Excellent cut and at least three carats — IGI certified, made to order in Toronto.
Open the ring builder →Frequently asked questions
Do lab-grown diamonds hold their value?
Not as an investment — but neither do mined diamonds. Resale recovers a fraction of retail for both. The value is in buying a larger, better stone for your money.
Can I resell a lab-grown diamond?
You can, but as with any diamond you would recover only part of what you paid. Choose the ring you love rather than one to resell.
Are lab-grown diamonds a good investment?
No diamond is a reliable investment. Their advantage is value at purchase — far more diamond per dollar than mined.
How does the Montare upgrade work?
Our Lifetime Setting Upgrade carries your original setting value forward when you trade up, and returns your original diamond to you — a better deal than resale.
Value, the day you buy. Build a ring in the ring builder or book a consultation.
The Montare standard
Lab-grown · D–E colour · VVS clarity · Triple Excellent · 3ct minimum · IGI certified
Every ring is made to order in Toronto and backed by our lifetime setting upgrade, with free, fully insured shipping.
Design your ringBook a free consultation